LIC’s Mega Scheme: Invest Just ₹1,111 a Month and Get ₹86 Lakh – Here’s How It Works
LIC’s Mega Scheme Agar aap chahte hain ki chhoti si monthly investment se aapke sapne sach ho jayein, toh LIC ki ye mega scheme aapke liye ek golden opportunity ho sakti hai. Is blog mein hum detail mein samjhayenge ki kaise sirf ₹1,111 mahine ki investment se aap ₹86 lakh ka fund bana sakte hain. Is blog mein aapko milega:
- Scheme ka detailed breakdown
- Calculation formula
- Policy terms and conditions
- Benefits aur risks
- Realistic projections
- Tax benefits
- FAQs
- Aur sab kuch jo aapko jaanna chahiye
Ye blog “LIC Future” website par exclusively publish ho raha hai jahan aapko milta hai LIC se judi har zaroori aur valuable jankari.
LIC SIIP Plan 852 – Is It the Best LIC Policy for ₹1,111 Investment?
LIC Mega Scheme Overview
LIC (Life Insurance Corporation of India) har saal naye aur faaydamand plans launch karta hai jisme log apne financial goals ko secure kar sakte hain. Is particular scheme mein, agar aap har mahine ₹1,111 invest karte hain, toh aap maturity par lakhon rupaye paa sakte hain. Yeh ek endowment ya ULIP-based policy ho sakti hai, jaise ki LIC SIIP Plan 852, Jeevan Labh, ya Jeevan Anand.
Kaise Banta Hai ₹86 Lakh Ka Corpus?
Sabse pehle samajhte hain yeh calculation:
- Monthly Premium: ₹1,111
- Annual Premium: ₹13,332
- Policy Term: 25 years (example)
- Expected Return: 10-12% annually (ULIP-based plan ke liye)
Compound Growth Ke Saath Calculation (ULIP Example)
Agar aap 25 saalon tak har mahine ₹1,111 invest karte hain aur average annual return 10-12% milta hai (market linked plan ke hisaab se), toh aapka corpus ban sakta hai approx. ₹86 lakh tak.
Formula: Future Value (FV) = P × [((1 + r)^n – 1) / r] × (1 + r)
- P = Monthly Investment
- r = Monthly Rate of Return
- n = Total number of months
Is calculation ke liye aap LIC Future par diya gaya ULIP calculator use kar sakte hain.
LIC SIIP Plan 852 – Perfect Fit?
Agar aap market-linked growth chahte hain toh LIC ka SIIP Plan 852 is scenario mein best fit ho sakta hai.
Features:
- Minimum Premium: ₹1,000 per month
- Flexible fund options
- Loyalty Additions
- Death + Maturity Benefit
LIC Future par aap is plan ka detailed comparison dekh sakte hain.
Jeevan Labh – Non-Linked Guaranteed Option
Agar aap fixed return aur guaranteed maturity prefer karte hain, toh Jeevan Labh Plan bhi ek achha option ho sakta hai:
- Limited Premium Payment
- Guaranteed Sum Assured + Bonuses
- Death Benefit
Long term mein aapko approx. ₹50-60 lakh ka corpus mil sakta hai agar regular bonuses add hote hain.
Policy Terms & Conditions
- Minimum Entry Age: 18 years
- Maximum Entry Age: 55 years
- Policy Term: 15 to 35 years (depending on plan)
- Premium Payment Term: 10-25 years
- Lock-in Period: 5 years (for ULIP plans)
Har plan ke specific terms “LIC Future” website par diya gaya hai.
Benefits of Investing ₹1,111 Monthly
- Long-Term Wealth Creation
- Risk Cover + Investment
- Tax Benefits under 80C & 10(10D)
- Loan Facility
- Children’s Education & Marriage Fund
- Retirement Planning
Risk Factors
- ULIP plans market-linked hote hain
- Non-ULIP plans me fixed returns hote hain par kam growth
- Surrender charges lag sakte hain early withdrawal par
LIC Future aapko har risk aur uska solution samjhaata hai taaki aap informed decision lein.
FAQs (Frequently Asked Questions)
Q. Kya ₹1,111 se sach mein ₹86 lakh mil sakte hain?
A. Haan, agar aap disciplined investment karein aur sahi policy choose karein to market-based returns se yeh possible hai.
Q. Best plan kaunsa hoga iske liye?
A. LIC SIIP 852 ya Jeevan Labh depending on risk appetite.
Q. Agar beech mein policy band karni pade toh kya hoga?
A. Surrender value milegi, lekin kuch loss ho sakta hai.
Q. LIC Future website se kya fayda hai?
A. Latest LIC plans, calculators, comparison charts aur expert advice ek hi jagah.
Final Words by LIC Future
Agar aap disciplined investor hain aur chhoti investment se bada return chahte hain, toh yeh LIC mega scheme aapke liye best ho sakti hai. Sirf ₹1,111 per month invest karke aap apna aur apne parivaar ka bhavishya secure kar sakte hain.
Yeh blog “LIC Future” par likha gaya hai jahan aapko LIC ke sabhi products ka sach aur sahi review milta hai. Aap bhi aaj hi LIC Future ke saath apna future secure kijiye. LIC SIIP Plan 852 – Perfect Fit?