Published on: April 4, 2025
Author: LICFuture.com Team
Introduction
Kya aap ek aise term insurance plan ki talaash mein hain jo seedha, simple aur bharosemand ho? Toh aapke liye LIC Saral Jeevan Bima Plan 859 ek perfect choice ho sakti hai! LIC ka yeh plan aam aadmi ke liye design kiya gaya hai jisme na koi jatil terms hote hain aur na hi extra paperwork. Bas ek saral aur sasta suraksha kavach!
LIC Saral Jeevan Bima Plan 859 Kya Hai?
LIC Saral Jeevan Bima Yojana (Plan No. 859) ek pure term insurance plan hai jo kisi bhi complication ke bina life cover provide karta hai. Agar policy term ke dauraan policyholder ki death ho jati hai, toh nominee ko Death Benefit diya jata hai. Agar policyholder policy term complete hone tak zinda rehta hai, toh koi maturity benefit nahi milta.
Key Features – LIC Saral Jeevan Bima Plan 859 Ke Mukhy Features
- 🔹 Minimum Sum Assured: ₹5 Lakh
- 🔹 Maximum Sum Assured: ₹25 Lakh
- 🔹 Policy Term: 5 se 40 saal
- 🔹 Entry Age: 18 se 65 saal
- 🔹 Maximum Maturity Age: 70 saal
- 🔹 Premium Payment Mode: Yearly, Half-Yearly, Quarterly, Monthly
- 🔹 Premium Payment Term: Regular premium payment
Benefits of LIC Saral Jeevan Bima 859 – Kyon Lein Ye Policy?
- ✅ Asaan Samajhne Layak Terms & Conditions
Is plan ke rules itne simple hain ki har koi asaani se samajh sakta hai. - ✅ Low Premiums – High Coverage
Kam premium mein aapko ₹25 lakh tak ka suraksha cover milta hai. - ✅ No Medical Test for Low Sum Assured
Chhoti coverage amount ke liye kai cases mein medical test nahi hota. - ✅ Flexible Payment Options
Aap monthly se lekar yearly tak premium payment ka option le sakte hain. - ✅ Tax Benefits
Section 80C aur Section 10(10D) ke tahat tax benefits ka bhi fayda utha sakte hain.
Eligibility Criteria – Kaun Le Sakta Hai LIC Saral Jeevan Bima Plan?
| Criteria | Minimum | Maximum |
|---|---|---|
| Entry Age | 18 years | 65 years |
| Maturity Age | – | 70 years |
| Policy Term | 5 years | 40 years |
| Sum Assured | ₹5,00,000 | ₹25,00,000 |
Claim Process – LIC Saral Jeevan Bima Claim Kaise Karen?
- Death Certificate aur Policy Bond submit karein.
- Nominee ka ID proof aur bank details dena hota hai.
- LIC 30 din ke andar claim process kar deta hai agar sab documents sahi ho.
Customer Ke Liye Zaroori Tips – Apni Policy Ko Kaise Behtar Banayein?
- 🔸 Policy lene se pehle premium calculator ka use zaroor karein.
- 🔸 Nominee details sahi aur updated rakhein.
- 🔸 Agar aap smoker hain toh details clearly batayein – false information se claim reject ho sakta hai.
- 🔸 Premium payment date ka dhyan rakhein – lapse hone se fayda nahi milega.
LIC Saral Jeevan Bima Plan 859 – Kis Ke Liye Best Hai?
- 👨💼 Working professionals jo apni family ke liye financial protection chahte hain
- 👨👩👧👦 Middle-class families jo simple aur affordable plan dhoond rahe hain
- 🧓 Self-employed individuals jinhe ek customizable aur straightforward plan chahiye
Conclusion – LIC Saral Jeevan Bima 859 Ek Perfect Suraksha Kavach!
Agar aap ek asaan aur vishwasneey term insurance plan chahte hain, toh LIC Saral Jeevan Bima Plan 859 se behtar kuch nahi. Yeh ek no-nonsense, low-cost life cover plan hai jo aapke parivaar ko mushkil samay mein financial security deta hai.
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✅ Interested in LIC Saral Jeevan Bima Plan 859?
👉 Apni policy ke liye aaj hi contact karein:
📞 Call Now: [Your Phone Number]
🌐 Visit: www.licfuture.com
📩 Email: abhisinghal840@gmail.com
