Financial security and life protection go hand in hand when planning for the future. LIC Jeevan Anand (Plan 915) is a unique endowment insurance policy that not only provides lifetime coverage but also ensures a lump sum maturity benefit. This makes it one of the best choices for individuals seeking both savings and long-term security.
Why Choose LIC Jeevan Anand for Insurance & Protection?
- Dual Benefits: Get life cover and maturity benefits in a single plan.
- Lifetime Protection: Even after receiving the maturity amount, life cover continues.
- Guaranteed Payouts: Fixed sum assured on maturity or in case of death.
- Loan Facility: Borrow against the policy for financial emergencies.
- Tax Benefits: Enjoy deductions under Section 80C & tax-free claims under 10(10D).
- Accidental Death & Disability Benefit: Extra financial security through rider options.
How LIC Jeevan Anand Ensures Financial Protection
LIC Jeevan Anand offers comprehensive security in multiple ways: ✅ Life Cover Till Lifetime: Even after maturity, the risk cover continues for the policyholder’s entire life. ✅ Sum Assured on Maturity: A lump sum payout at the end of the policy term, ensuring financial stability. ✅ Death Benefit: In case of an unfortunate event, the nominee receives the Sum Assured + Bonuses. ✅ Bonus Accumulation: LIC declares reversionary bonuses, increasing your overall benefits over time. ✅ Accident & Disability Coverage: Additional protection through optional riders.
Who Should Buy LIC Jeevan Anand?
This plan is ideal for: ✅ Individuals looking for long-term insurance with savings. ✅ Families who want lifetime financial protection. ✅ People seeking tax-saving investment options. ✅ Business owners and professionals needing a loan facility against policy. ✅ Parents securing their children’s future through maturity benefits.
Tax Benefits with LIC Jeevan Anand
- Section 80C: Premiums paid qualify for tax deduction up to ₹1.5 lakh per annum.
- Section 10(10D): Maturity proceeds are tax-free if conditions are met.
- Estate Planning Advantage: The policy acts as a long-term asset for wealth transfer.
LIC Jeevan Anand vs. Other Insurance Plans
| Features | LIC Jeevan Anand (915) | Term Insurance | Fixed Deposit |
|---|---|---|---|
| Life Cover | ✅ Lifetime | ✅ Fixed Term | ❌ No Cover |
| Maturity Benefit | ✅ Yes | ❌ No | ✅ Yes |
| Loan Facility | ✅ Yes | ❌ No | ✅ Yes |
| Tax Benefits | ✅ 80C & 10(10D) | ✅ 80C | ✅ 80C |
| Bonus Addition | ✅ Yes | ❌ No | ❌ No |
How to Apply for LIC Jeevan Anand?
Investing in LIC Jeevan Anand is simple and hassle-free: ✔ Visit the nearest LIC branch. ✔ Connect with an authorized LIC agent. ✔ Apply online through LIC’s official website. ✔ Get expert guidance from LICFuture for a smooth process.
Final Verdict: Is LIC Jeevan Anand Worth It?
For those seeking lifetime insurance coverage with guaranteed maturity benefits, LIC Jeevan Anand (915) is an excellent choice. It provides a solid financial backup, protects your family, and ensures tax-efficient wealth accumulation.
For expert guidance and more details, connect with LICFuture today and secure your financial future with confidence!
LIC Jeevan Anand (Plan 915): A Lifetime of Protection & Financial Security
Financial security and life protection go hand in hand when planning for the future. LIC Jeevan Anand (Plan 915) is a unique endowment insurance policy that not only provides lifetime coverage but also ensures a lump sum maturity benefit. This makes it one of the best choices for individuals seeking both savings and long-term security.
Why Choose LIC Jeevan Anand for Insurance & Protection?
- Dual Benefits: Get life cover and maturity benefits in a single plan.
- Lifetime Protection: Even after receiving the maturity amount, life cover continues.
- Guaranteed Payouts: Fixed sum assured on maturity or in case of death.
- Loan Facility: Borrow against the policy for financial emergencies.
- Tax Benefits: Enjoy deductions under Section 80C & tax-free claims under 10(10D).
- Accidental Death & Disability Benefit: Extra financial security through rider options.
How LIC Jeevan Anand Ensures Financial Protection
LIC Jeevan Anand offers comprehensive security in multiple ways: ✅ Life Cover Till Lifetime: Even after maturity, the risk cover continues for the policyholder’s entire life. ✅ Sum Assured on Maturity: A lump sum payout at the end of the policy term, ensuring financial stability. ✅ Death Benefit: In case of an unfortunate event, the nominee receives the Sum Assured + Bonuses. ✅ Bonus Accumulation: LIC declares reversionary bonuses, increasing your overall benefits over time. ✅ Accident & Disability Coverage: Additional protection through optional riders.
Who Should Buy LIC Jeevan Anand?
This plan is ideal for: ✅ Individuals looking for long-term insurance with savings. ✅ Families who want lifetime financial protection. ✅ People seeking tax-saving investment options. ✅ Business owners and professionals needing a loan facility against policy. ✅ Parents securing their children’s future through maturity benefits.
Tax Benefits with LIC Jeevan Anand
- Section 80C: Premiums paid qualify for tax deduction up to ₹1.5 lakh per annum.
- Section 10(10D): Maturity proceeds are tax-free if conditions are met.
- Estate Planning Advantage: The policy acts as a long-term asset for wealth transfer.
LIC Jeevan Anand vs. Other Insurance Plans
| Features | LIC Jeevan Anand (915) | Term Insurance | Fixed Deposit |
|---|---|---|---|
| Life Cover | ✅ Lifetime | ✅ Fixed Term | ❌ No Cover |
| Maturity Benefit | ✅ Yes | ❌ No | ✅ Yes |
| Loan Facility | ✅ Yes | ❌ No | ✅ Yes |
| Tax Benefits | ✅ 80C & 10(10D) | ✅ 80C | ✅ 80C |
| Bonus Addition | ✅ Yes | ❌ No | ❌ No |
How to Apply for LIC Jeevan Anand?
Investing in LIC Jeevan Anand is simple and hassle-free: ✔ Visit the nearest LIC branch. ✔ Connect with an authorized LIC agent. ✔ Apply online through LIC’s official website. ✔ Get expert guidance from LICFuture for a smooth process.
Final Verdict: Is LIC Jeevan Anand Worth It?
For those seeking lifetime insurance coverage with guaranteed maturity benefits, LIC Jeevan Anand (915) is an excellent choice. It provides a solid financial backup, protects your family, and ensures tax-efficient wealth accumulation.
For expert guidance and more details, connect with LICFuture today and secure your financial future with confidence!
