LICFuture.com Par Aapka Swagat Hai!
Agar aap ek aise insurance plan ki talash mein hain jo kam premium mein suraksha, bachat aur tax benefit bhi de, to LIC Aadhar Stambh Plan 943 aapke liye ek perfect choice ho sakta hai. Yeh plan khas taur par sirf Aadhaar Card rakhne wale purush nagrikon ke liye banaya gaya hai. Aaiye jaante hain is plan ke benefits, eligibility, aur kaise yeh aapki aur aapke parivaar ki suraksha karta hai.
🔍 LIC Aadhar Stambh Plan 943 Kya Hai?
LIC ka Aadhar Stambh Plan (Table No. 943) ek non-linked, with-profits, endowment assurance plan hai jo life cover ke saath savings ka bhi option deta hai. Yeh plan un male policyholders ke liye hai jinke paas valid Aadhaar card ho.
✅ LIC Aadhar Stambh 943 Ke Main Features
- Policy Type: Endowment Plan
- Sirf Aadhaar Card Wale Purusho Ke Liye
- Maturity Benefit + Death Benefit
- Kam Premium Mein Suraksha aur Bachat
- Bonus ke sath paisa badhta hai
- Tax Benefits under 80C and 10(10D)
📋 Eligibility Criteria (Yogyata)
| Criteria | Details |
|---|---|
| Entry Age | Minimum: 8 saal, Maximum: 55 saal |
| Policy Term | 10 se 20 saal |
| Maturity Age | Maximum 70 saal |
| Minimum Sum Assured | ₹75,000 |
| Maximum Sum Assured | ₹3 Lakh |
| Premium Payment Mode | Yearly, Half-Yearly, Quarterly, Monthly |
💡 Maturity Benefit (Jeevan Kal Mein Bachat)
Jab policyholder policy term tak zinda rehta hai, to use milta hai:
- Basic Sum Assured
- Simple Reversionary Bonus
- Final Additional Bonus (agar applicable ho)
💠 Death Benefit (Achanak Ghatna Par Suraksha)
Agar policyholder ki death ho jati hai during policy term, to nominee ko milta hai:
- Sum Assured on Death (higher of 10 times of annual premium or 105% of total premiums paid till date of death)
- + Accrued Bonuses
🎯 LIC Aadhar Stambh Plan Ke Fayde – Customer Guide
1. Affordable Premiums:
Kam income walon ke liye ideal hai. Aap ₹75,000 se policy shuru kar sakte hain.
2. Flexible Payment Option:
Monthly se le kar yearly tak premium dene ki suvidha.
3. Savings + Protection Combo:
Ek hi plan mein bachat bhi aur suraksha bhi.
4. Loan Facility:
Policy ke kuch saal baad loan bhi mil sakta hai.
5. Tax Benefits:
Premium par Section 80C aur maturity/death benefit par 10(10D ke tahat chhoot milti hai.
🧮 Example – Aapko Kitna Milega?
Maan lijiye Ram (35 saal) ne ₹2 lakh ki sum assured ke sath 15 saal ka plan liya:
- Annual Premium: ₹6,500 (approx)
- Maturity Par: ₹2 lakh + Bonus (₹60,000 – ₹80,000 approx)
- Total Benefit: ₹2.6 lakh to ₹2.8 lakh tak ho sakta hai
📌 Important Notes (Dhyan Dene Layak Baatein)
- Yeh plan sirf Aadhaar Card rakhne wale male applicants ke liye hai.
- Medical test zaroori ho sakta hai depending on sum assured and age.
- Surrender, loan aur revival options available hain.
📞 LICFuture.com Se Policy Kaise Lein?
- Form Bharen: Apna naam, contact, aur basic details form mein bharen.
- Expert Se Baat Karein: Hamara LIC expert aapse turant sampark karega.
- Plan Choose Karein: Apne budget aur goals ke hisaab se sahi plan chunin.
- Policy Activate Karein: Paperwork complete kar ke policy turant shuru karein.
📝 Conclusion – Kya Yeh Plan Aapke Liye Sahi Hai?
Agar aap ek middle-class aadmi hain jo kam premium mein life insurance lena chahte hain, aur Aadhaar card aapke paas hai, to LIC Aadhar Stambh Plan 943 aapke liye ek shandar option hai. Isme aapko suraksha, bachat aur tax benefits ek saath milte hain.
👉 Aaj Hi Apna LIC Aadhar Stambh Plan 943 Shuru Kijiye – LICFuture.com Par Free Guidance Paaiye!
