LIC 20 Year Money Back Policy 920
Aap future ke liye savings karna chahte hain, lekin saath hi beech-beech mein paisa bhi chahiye? LIC 20 Year Money Back Policy 920 ek aisi plan hai jo aapko dono benefits deti hai – regular money back aur life insurance cover. Is blog mein hum detail mein samjhayenge is plan ke features, benefits aur kaise yeh aapke financial future ke liye ek smart investment ban sakti hai.
🔍 LIC 20 Year Money Back Policy 920 Kya Hai?
Ye ek non-linked, with-profits, individual life assurance plan hai jisme aapko har 5 saal baad ek fixed percentage of Sum Assured milta hai. Agar policyholder ki death policy term ke dauraan hoti hai, toh full Sum Assured + Bonus diya jata hai, chahe pehle kuch payouts mil chuke ho.
✅ Key Features – LIC 20 Year Money Back Policy 920
- Policy Term: 20 Years
- Premium Payment Term: 15 Years
- Money Back: Har 5 saal baad 20% Sum Assured
- Maturity Benefit: 40% Sum Assured + Bonus
- Death Benefit: Full Sum Assured + Bonus, regardless of money back received
- Participation in Profits: Bonus milta hai har saal
- Optional Riders: Accidental Death & Disability Benefit Rider, Critical Illness Rider, etc.
💡 LIC 20 Year Money Back Policy 920 Ke Fayde
1. Har 5 Saal Mein Payouts
Aapko 5th, 10th aur 15th year mein 20%-20% Sum Assured milta hai. Ye money back aapke short-term goals ke liye kaam aa sakta hai jaise education, marriage ya travel.
2. Maturity Pe Bada Fund
20th year mein aapko milta hai 40% Sum Assured + Reversionary Bonus + Final Addition Bonus (agar applicable ho).
3. Life Cover Pura Term Tak
Chahe aapko beech mein money back milta rahe, death hone par nominee ko full Sum Assured + Bonus milta hai.
4. Tax Benefits
Premium aur maturity amount dono pe Income Tax Act Section 80C aur 10(10D) ke tahat tax benefit milta hai.
5. Loan Facility
Policy acquire karne ke baad aap apni policy par loan bhi le sakte hain.
👨👩👧👦 Kiske Liye Hai Yeh Policy?
- Jo log safe investment chahte hain
- Jinko regular interval pe fund chahiye
- Working professionals jo future goals ke liye plan kar rahe hain
- Parents jo apne child ke education/marriage ke liye secure plan chahte hain
📋 Eligibility Details – Ek Nazar Mein
| Feature | Details |
|---|---|
| Minimum Entry Age | 13 years |
| Maximum Entry Age | 50 years |
| Minimum Sum Assured | ₹1,00,000 |
| Maximum Sum Assured | No limit (multiples of ₹5,000) |
| Policy Term | 20 years |
| Premium Paying Term | 15 years |
📞 LICFuture Par Abhi Apply Karein!
Agar aap chahte hain ek aisi policy jo aapko secure future ke saath-saath regular income bhi de, toh LIC 20 Year Money Back Policy 920 best option hai. Hum aapki madad karte hain plan samajhne, customize karne aur hassle-free policy lena ensure karne mein.
👉 Aaj hi form bhar ke LICFuture se apni policy secure karein!
📌 Conclusion
LIC 20 Year Money Back Policy 920 ek smart aur balanced plan hai jisme aapko regular liquidity bhi milti hai aur poore term tak life cover bhi. Agar aapko ek reliable aur government-backed investment chahiye, toh ye plan aapke liye perfect fit hai.
