Investment Tips: LIC Policies Se Aap Apna Dhan Kaise Bacha Sakte Hain – LIC Future

Investment Tips: LIC Policies Se Aap Apna Dhan Kaise Bacha Sakte Hain – LIC Future

Introduction

Aaj ke samay mein dhan ki suraksha aur uska sahi nivesh ek badi chinta ka vishay hai. LIC policies aapko financial security aur guaranteed returns provide karke aapke dhan ko surakshit banane ka vishwas dilati hain. LIC Future par hum aapko best LIC policies ke through apne dhan ko kaise bacha sakte hain, iske bare mein jankari denge.

LIC Policies kya hain?

LIC (Life Insurance Corporation) policies aise financial instruments hain jo aapke dhan ko surakshit karne ke saath-saath aapko aur aapke parivaar ko insurance cover bhi provide karte hain. In policies mein aapko assured returns, tax benefits aur long-term savings ke options milte hain.

LIC Policies ke Pramukh Fayde

1. Financial Security: LIC policies aapko aur aapke parivaar ko financial security provide karte hain, jo unexpected life events mein bhi aapka sahara banati hain.
2. Guaranteed Returns: LIC policies mein aapko assured returns milte hain jo aapke dhan ko surakshit aur badhate hain.
3. Tax Benefits: In policies ke premiums pe aapko tax benefits milte hain under Section 80C of the Income Tax Act, aur maturity proceeds pe bhi tax exemptions milte hain under Section 10(10D).
4. Flexible Premium Payment Options: LIC policies mein aapko premium payment ke flexible options milte hain – yearly, half-yearly, quarterly, ya monthly.
5. Loan Facility: LIC policies ke against aap loan bhi le sakte hain jo aapki emergency financial needs ko pura kar sakta hai.

LIC Policies ke Prakar aur Unke Fayde

1. Endowment Plans:
   • Ye plans aapko insurance cover ke saath-saath savings bhi provide karte hain.
   • Maturity ke time pe aapko lump sum amount milta hai.
   • LIC Jeevan Labh Plan (Table No. 936) ek popular endowment plan hai jo guaranteed returns aur financial security offer karta hai.
2. Term Insurance Plans:
   • Ye plans sirf insurance cover provide karte hain aur premiums comparatively lower hote hain.
   • Aapke demise par aapke nominees ko lump sum amount milta hai.
3. Money Back Plans:
   • Ye plans aapko regular intervals pe partial survival benefits provide karte hain.
   • Maturity ke time pe remaining sum assured aur bonus milta hai.
4. ULIPs (Unit Linked Insurance Plans):
   • Ye plans aapko insurance cover ke saath-saath market-linked investment options provide karte hain.
   • Aapke investment ko market ki performance ke according growth milta hai.

Kaise Choose Karein Best LIC Policy?

1. Apni Financial Goals ko Samjhein: Apni current financial situation aur future goals ko samajhkar policy choose karein.
2. Policy ka Term aur Coverage Amount Decide Karein: Apne parivaar ke financial needs ke according policy term aur coverage amount decide karein.
3. Premium Payment Options: Aise premium payment options choose karein jo aapke budget mein fit ho.
4. Additional Riders: Additional riders jaise accidental death benefit, critical illness cover, etc. ko consider karein jo aapke policy ko aur bhi beneficial banate hain.

Conclusion

LIC Future par hum aapko best LIC policies provide karte hain jo aapke dhan ko surakshit karne ke saath-saath aapko aur aapke parivaar ko financial security ka vishwas dilate hain. Aaj hi apna LIC policy choose karein aur apne dhan ko surakshit banayein.

LIC Future – Aapke Dhan ki Suraksha, Hamari Prathmikta.

Contact LIC Agent 7231814845