Best LIC Policy for Investment in 2025
Investment karne ka plan bana rahe hain aur LIC ki best policy dhoondh rahe hain? 2025 me kaunsi LIC policy aapke liye sabse behtar hogi? Aaj hum aapko batayenge LIC ke top investment plans, jo secure returns, tax benefits, aur future financial stability dete hain.
1. LIC Jeevan Anand (Plan 915) – Bachat + Life Cover
Kyun Best Hai?
- Double Benefit: Life cover + maturity ke baad bhi coverage.
- Guaranteed Returns: Fixed sum assured aur bonus milta hai.
- Whole Life Coverage: Policy khatam hone ke baad bhi insurance continue rehta hai.
✅ Best For: Long-term wealth creation aur life cover chahne wale investors.
📌 Maturity Benefit: Sum Assured + Bonus
📌 Death Benefit: Sum Assured + Accrued Bonuses
📌 Minimum Policy Term: 15 years
📌 Tax Benefit: 80C aur 10(10D) ke under tax-free returns
2. LIC SIIP (Plan 852) – ULIP Investment Plan
Kyun Best Hai?
- Stock Market Returns + Life Cover
- Lock-in Period Sirf 5 Saal
- Equity aur Debt Fund Me Investment Ka Option
✅ Best For: High returns aur market-linked growth chahne wale investors.
📌 Minimum Premium: ₹4,000 per month
📌 Policy Term: 10-25 years
📌 Tax-Free Returns: 80C aur 10(10D) benefits
3. LIC Jeevan Lakshya (Plan 933) – Best for Child’s Future
Kyun Best Hai?
- Fixed Income Source: Future me guaranteed income
- Maturity par Lump Sum Payout
- Premium Waiver Benefit: Policyholder ki death hone par bhi premium nahi dena padta, lekin maturity amount milta hai.
✅ Best For: Bacchon ki padhai aur future secure karne ke liye.
📌 Minimum Sum Assured: ₹1,00,000
📌 Policy Term: 13 to 25 years
📌 Tax Benefits: 80C aur maturity tax-free
4. LIC Jeevan Umang (Plan 945) – Pension & Regular Income
Kyun Best Hai?
- Lifetime Pension: 100 saal tak regular income.
- Guaranteed Sum Assured + Bonus
- Death Benefit: Family ko lump sum amount milta hai.
✅ Best For: Retirement planning aur lifetime regular income chahne wale log.
📌 Minimum Entry Age: 90 days
📌 Maximum Entry Age: 55 years
📌 Tax-Free Income: 80C aur 10(10D)
5. LIC New Endowment Plan (Plan 914) – Safe Investment with Guaranteed Returns
Kyun Best Hai?
- Safe & Secure Investment
- Maturity Benefit + Bonus
- Loan Facility Available
✅ Best For: Risk-free investment aur stable returns chahne wale investors.
📌 Policy Term: 12-35 years
📌 Sum Assured: ₹1 lakh se upar
📌 Tax Benefits: 80C aur 10(10D)
LIC Policy Kaise Choose Karein?
1️⃣ Agar aapko high returns chahiye → LIC SIIP (ULIP Plan 852)
2️⃣ Agar long-term security aur life cover chahiye → Jeevan Anand
3️⃣ Agar aapko regular pension chahiye → Jeevan Umang
4️⃣ Agar aap bacchon ka future secure karna chahte hain → Jeevan Lakshya
5️⃣ Agar aap guaranteed maturity returns chahte hain → New Endowment Plan
Conclusion: Kaunsi Policy Best Hai?
Agar aap high returns chahte hain, to LIC SIIP best ULIP plan hai.
Agar risk-free investment chahiye, to Jeevan Anand ya Endowment Plan best choice hai.
Agar retirement ke liye investment chahiye, to Jeevan Umang sahi rahega.
Aapki zaroorat ke hisaab se best policy choose karein aur secure future banayein! 💰✨
📞 LIC Policy lene ya jaanne ke liye mujhse contact karein!
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