LIC Nivesh 749 Plan: Ek Comprehensive Guide for Smart Investors
Aaj ke zamane mein har koi apne paise ko surakshit aur badhane ke tareeke dhoondh raha hai. Agar aap bhi ek safe aur profitable investment ki talaash mein hain, to LIC Nivesh (Plan 749) aapke liye ek accha option ho sakta hai.
Is blog mein hum LIC Nivesh 749 ke features, benefits, eligibility criteria aur is plan ko choose karne ke reasons ko detail mein samjhenge. Chaliye shuru karte hain!
✅ LIC Nivesh 749 Kya Hai?
LIC Nivesh 749 ek Single Premium Endowment Plan hai, jisme aapko sirf ek baar premium pay karna hota hai aur maturity par guaranteed returns milte hain. Agar policyholder ki policy term ke dauraan death ho jati hai, to nominee ko assured sum ke saath bonus bhi diya jata hai.
Yeh plan un logon ke liye best hai jo lump sum investment karna chahte hain aur apne future ke liye financial security dhoondh rahe hain.
🎯 Key Features of LIC Nivesh 749
- Single Premium Payment: Ek hi baar premium pay karna hota hai.
- Guaranteed Returns: Maturity par fixed amount milta hai.
- Death Benefit: Policyholder ki death hone par nominee ko sum assured + bonus milta hai.
- Tax Benefits: Section 80C aur Section 10(10D) ke under tax chhoot milti hai.
- Loan Facility: Policy ke against loan bhi le sakte hain.
🧑💼 Eligibility Criteria
| Criteria | Details |
|---|---|
| Minimum Entry Age | 90 din (3 Mahine) |
| Maximum Entry Age | 70 saal |
| Policy Term | 6 se 25 saal |
| Minimum Sum Assured | ₹1 Lakh |
| Maximum Sum Assured | Koi limit nahi |
| Premium Payment | Single Premium |
💡 LIC Nivesh 749 Ke Faayde
- Single Payment, Long-Term Returns
Agar aapke paas ek large sum amount hai to is plan se aapko guaranteed returns milte hain. - Life Cover with Bonus
Policyholder ki unfortunate death hone par nominee ko death benefit milta hai. Saath hi saath LIC ka bonus bhi add hota hai. - Loan Facility
Emergency situation mein aap apni policy ke against loan le sakte hain. - Tax Saving
Premium amount par Section 80C ke under tax deduction milta hai. Maturity proceeds par bhi Section 10(10D) ke under tax free benefit milta hai.
🤔 LIC Nivesh 749 Kisko Lena Chahiye?
- Job Professionals jo lump sum amount ko invest karna chahte hain.
- Business Owners jinke paas additional fund hai aur wo secure returns chahte hain.
- Senior Citizens jinko risk-free investment aur guaranteed returns chahiye.
- Parents jo apne bachhon ke future plans ke liye investment karna chahte hain.
🚀 Kaise Apply Karein?
- LIC Agent Se Sampark Karein – Number 7231814845.
- Documents Ready Rakhein – PAN Card, Aadhar Card, Income Proof, Address Proof.
- Proposal Form Fill Karein – Agent aapki madad karega.
- Medical Test – High Sum Assured ke case mein zaroori ho sakta hai.
Final Thoughts
Agar aapko ek safe investment option chahiye jisme financial security aur guaranteed returns milein, to LIC Nivesh 749 ek accha choice hai. Single premium ka option aapko hassle-free investment ka benefit deta hai.
Aapka ek sahi decision aapke aur aapke parivaar ke bhavishya ko surakshit bana sakta hai.
Agar aapko is policy ke baare mein aur details chahiye, to LIC Future par humse sampark karein. Hum aapko best guidance denge!
👉 LIC Nivesh 749 – Ek Smart Investment for a Secure Future!
FAQs
- LIC Nivesh 749 ke maturity benefit kaise calculate hote hain?
- Maturity par aapko Sum Assured + Bonus milta hai.
- Kya policy transfer kar sakte hain?
- Nahi, LIC policies transferable nahi hoti hain.
- Kya LIC Nivesh 749 me surrender possible hai?
- Haan, aap surrender kar sakte hain, lekin surrender value policy terms ke according milti hai.
- Loan kitne time baad milta hai?
- Aap policy ke 2 saal ke baad loan le sakte hain.
- Kya medical test mandatory hai?
- High Sum Assured policies ke liye medical test zaroori ho sakta hai.